債務舒緩收費 Options - 【iva-drp.top】

債務舒緩收費 Options - 【iva-drp.top】

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影響信貸評級：破產通常會導致信用評級的急劇下降，而重組的影響則較為溫和。債務重組過程中，信貸評級可能受到影響，而在清還貸款前，欠債人不能再借貸或申請信用卡。

請按‘檢視查冊結果’，便可讀到查冊報告。如果需要列印本，可以把報告列印出來。

To get started on an IVA with out a debt administration firm - you'll find an insolvency practitioner you on GOV.UK.

維持專業資格和工作：進行債務重組的個人或企業可以繼續擔任管理層職位，並保持專業資格，例如會計師或律師。同時能夠繼續經營生意，保持收入來源，相對更容易脫離困境。

An individual voluntary arrangement (IVA) is a way to pay back your debts at A cost-effective charge. It's legally binding settlement among you as well as the individuals you owe.

Precedence debts are not A part of an IVA. They rely in the direction of your month-to-month household fees as a substitute. Priority debts consist of:

最新港元定期存款利�?最新美元定期存款利�?最新人民幣定期存款利率 活期存款:最新活期存款利率比較及分析 零存整付:最新銀行低風險月供存款利息比較 銀行開戶口 優惠比較 香港開大陸戶口教�?戶口最低存款額一覽

自僱的身分並不會限制申請人申請任何欠款重新整合方案。只要可以提供所需的文件，如合理的入息證明及其他必申報文件，也能夠辦理申請。

由於牽涉到大量行政工作，申請亦需時，申請人如果能夠選擇一間負責任、有專業經驗的代理代為處理申請非常重要。至於申請計劃人仕的僱主是否會被通知，針對大部份職業而言，其僱主是不會知曉的，但對於某些行業，如銀行從業員便需通知金管局、上司，警務人員亦需主動向上級申報等。

You should Have got a 'provable' revenue to be able to make an application for an IVA. Consequently, you could be self-utilized or an staff, be considered a confined organization director or inside of a partnership, or you might even be unemployed or retired and iva dwelling off your pension.

我們承諾「不成功，不收費」，因此如果最後因種種關係而申請失敗，我們將不收取任何費用。事實上，為了達到客戶的最大利益，我們的專員在首次會面已會就客戶所提交的文件作估算分析，並只會接納申請成功率高的個案，務求不浪費客戶的金錢與時間。

An IVA will often be routinely included, marked as ‘full�? and faraway from your credit score file as wanted. Following 6 years, it will now not be noticeable iva是什麼 in your credit rating file, but you can Examine your credit report 債務重組 from time to time to be certain all the details are appropriate.

除不能擁有信用卡，對於日常生活的影響不大，亦可考慮申請與存款戶口連結的消費卡（扣帳卡）。

It helps prevent your debt from escalating: The moment an IVA is agreed, your creditors can’t increase interest, late charges or other fees to your personal debt, which stops it from increasing.